Pet Insurance For Furry Friends – According to the Census and Statistics Department’s Thematic Household Survey Report No. 66, more than 241,000 households in Hong Kong own dogs and cats, and more than 30% of them also own more than one pet. Hong Kong is undoubtedly a pet-loving city, with many pet owners who have dubbed their “pet masters” “cat slaves” and “dog slaves”. Many pet owners are willing to invest time and money in their pet’s happiness and well-being. Of course, your biggest concerns as a pet owner are injuries, illnesses and the rising medical costs that accompany them. This is where pet insurance comes in.
Fortunately, medical advances and better living conditions have led to an increase in the average lifespan of pets today. However, illness is still an unavoidable reality for our furry friends. Pet insurance on the market generally covers medical expenses such as medically necessary surgeries, diagnostic tests, medical examinations, consultation fees, surgery fees, medications, bandages and other miscellaneous items. There are also major costs, such as chemotherapy and the cost of a stay at a licensed veterinary clinic or hospital after surgery. Certain insurers offer coverage for 90 days of post-surgery visits, diagnostic and laboratory services, examinations and acupuncture to provide comprehensive support for the insured pet and owner. In the unfortunate event of death or euthanasia, pet insurance plans can also cover final expenses, including cremation, funeral services or safe handling costs.
Pet Insurance For Furry Friends
It is worth noting that a potential policyholder must be aware of the coverage before taking out a plan. Things to look out for include whether the plan will cover hereditary and congenital conditions such as elbow dysplasia, luxating patella, glaucoma, cherry eye, intervertebral disc disease (IVDD) and other common pet ailments such as hip dysplasia. By keeping this in mind, you’ll avoid the frustration of undisclosed costs from choosing the wrong plan.
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Pets are lively and lovable for good reason. Dogs especially need daily hour-long walks, during which physical fights and property damage are also undoubtedly accidents waiting to happen. In 2018, it was reported that a little girl was bitten by an Akita, and her owner had to compensate the injured with HK$582,000. To manage these risks, insurance companies provide protection against third-party legal liability for physical injury, property loss, or damage to third parties.
Similar to personal insurance, it is recommended that people take out pet insurance as early as possible. There are insurers introducing life insurance policies for pets registered before the age of four, where policyholders will only pay 20% of the covered costs. Some policies also offer a premium discount of up to 15% on renewal, if there were no claims made in the previous year.
After all, caring for a pet is a lifelong commitment. Pets bring us happiness, joy and lifelong companionship that is invaluable to their owners. While it’s important to take care of your daily needs, it’s just as, if not more, important to protect your well-being. Before purchasing insurance, owners must be aware of the terms and conditions of the insurance plan in order to truly benefit from the full protection of the animal’s breed, age, health and even personality.
To learn more about Happy Tails® pet insurance, contact us directly at or learn more about our insurance plans:
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When it comes to pet insurance, there are many options to choose from. We extensively research the leading companies to identify the best pet insurance policies available and help you choose the one that best suits your pet’s needs.
Mybuddy Pet Insurance Plan
Some of these policies will cover up to 90% of the veterinary costs associated with your beloved animal.
We took an in-depth look at ten insurance companies to identify the best pet insurance company for your furry friend. The best pets are our best choice if you are in a hurry.
Your financial situation and your pet’s needs are two of the most important factors to consider when choosing an insurance policy for your pet.
Buying pet insurance is one way to add an extra level of financial security to your home. This is a way to protect yourself from having to cover the full cost of unforeseen veterinary bills if your pet is injured or becomes ill.
Dog Accident Insurance In Singapore 2023
Pets Best Pet Insurance is our top choice for the most reliable and comprehensive pet insurance, so if you’re looking to protect your pet, look no further.
Pets Best is a fantastic choice as it offers a wide variety of deductibles and policy types to choose from.
Because it offers coverage for a wider range of pet ages, it’s a great choice for both younger and older pets.
Mobility issues, including those related to equipment and devices, are also addressed. The fact that the best pet insurance has bilateral exclusions is one of the downsides of the policy.
Dog Insurance You Can Afford
If your pet already suffers from a disease that affects only one area of the body, such as hip dysplasia, insurance for the disease will not be covered if it later manifests itself on the other side of the body.
When compared to the prices offered by other companies, the best pet insurance policies fall somewhere in between.
Discounts are available to customers who pay annually, have multiple pets or are in the military. Discounts can be accumulated up to a total of 12% on the original price. These reductions are not offered in all states.
Minor pet restrictions can be secured through Pets Best. Even at just seven weeks old, owners can get policies to cover their pets.
Why Pet Insurance Is So Important For You And Your Furry Friend
Pets Best is another great option for older pets because it doesn’t impose an upper age limit on its coverage. It is also one of the few companies that offers wheelchair and prosthetics coverage.
Pets Best offers individual coverage options. There is more than one plan available, each with a different level of coverage.
One of the downsides to using Pets Best is that if you want to change your coverage, you’ll have to wait until your plan’s renewal date.
Your claim cannot be returned for approximately 45 days after submission. This is more than most other pet insurance companies.
Protect Your Furry Friend With Petfirst Insurance
The ASPCA offers reasonable premium rates plus flexible insurance terms. You can choose a plan that covers preventive care, accidents, illnesses or just accidents.
Pets must not meet the upper age limit to be eligible for coverage for congenital and genetic conditions through the ASPCA.
Any conditions not diagnosed prior to enrollment are eligible for coverage, as are treatable conditions if your pet has been symptom-free for at least 180 days.
ASPCA plans are very reasonably priced for the monthly premiums that must be paid. In addition, they offer more room for the special terms of the insurance policy you already have.
Award Winning Pet Insurance
You will pay a transaction fee if you subscribe monthly instead of annually. This is one of the disadvantages of this option.
When insuring a large number of pets, you can get a discount that is 10% higher than the standard discount.
Even if your pet is healthy in old age, the ASPCA will cover hereditary or congenital diseases that develop in your pet. In addition, it includes cover for treatable pre-existing conditions as well as stem cell therapy.
There are several pet insurance policies available from the ASPCA. ASPCA plans include reimbursement for a procedure known as microchipping.
What Is Pet Insurance, And How Does It Work?
It takes a month to apply, which is a significant amount of time when you’re waiting to pay a large expense.
There are no annual restrictions with Figo; However, there are live police officers. Figo offers insurance plans with 100% cost reimbursement and no co-payments. However, the price of these policies is higher.
Some pet owners may find the lack of preventive care coverage alternatives and hereditary disease limitations problematic.
Because there are no limited benefit payments, minimum co-payments and deductibles, Figo premiums are higher than the national average. The higher cost for pets that require more frequent treatment is worth it because it reduces direct costs.
Pet Owners Consider Need For Furry Friends To Have Insurance
While you may be eligible for a premium discount, our Figo pet insurance review shows you should contact customer service to find out what your state offers.
Benefits have no annual limit, which provides more comprehensive coverage. However, there is little coverage for hereditary diseases. In addition, Figo lacks wellness programs.
Lemonade offers a complete plan; You can buy extra coverage, including vaccinations, exams and even insurance
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